The annual Medicare Open Enrollment Period for 2025 opened on October 15, 2024. This is the time to change your plan for those...
Protection Planning
When can Medicare Part D be opted out of?
In the "Dear John" column of the New York Post, a reader asked, "Can Medicare Part D be opted out of?" The Answer: For all Medicare...
Soaring Homeowner’s Insurance: Forcing Tough Choices
The cost of homeowner’s insurance is going through the roof. Premiums have soared in recent years, but it’s not the same type of...
Seniors Could Score Big Savings on Prescription Drug Costs
Prescription drug costs are about to change - for the better. No matter your political leanings, you or someone in your family will...
Protection Planning, Retirement Planning
Who is IRMAA, and Why Does She Hate Me?
IRMAA. It is a name that strikes fear into the hearts of people approaching age 65. And no, we are not referring to the hurricane...
Insurance 101: Understanding the Importance of Umbrella Liability Coverage
Accidents happen. That’s a fact of life. One of the most important parts of a financial plan is ensuring the protection of your nest...
Open Enrollment for Affordable Care Has Begun
Open enrollment for the Federal Health Insurance Marketplace Exchange has begun. The 2022 Open Enrollment Period runs from Monday,...
How to Appeal a Medicare Denial
Have you been sick or injured? Adding insult to the injury, your claim may have been denied by Medicare or your private insurance...
Deciphering the Many Medicare Plan Options
Have you ever felt like you need a Ph.D. to figure out your Medicare options? You’re an intelligent person. You have successfully...
Estate planning, Protection Planning
Permanent Life Insurance is Again a Crucial Part of Wealth Protection
The events of the past several years have made life insurance a key tool for wealth planning once again. The American Taxpayer Relief...
How the Auto and Liability Insurances You Select Can Impact Your Financial Plan
This article is the second in a two-part series that discusses the importance of Property and Casualty (P&C) Insurance as it...
Property and Casualty Insurance: An often-overlooked part of one’s financial plan
Property and Casualty (P&C) insurance dates back to the 1600s, when individuals insured their ships and cargo before overseas...