What happens to your HSA after your death depends largely on whether the beneficiary is your spouse, another individual, your estate, or a charity.
Latest Insights Article
QR Code Scams Are Everywhere: Here’s How to Stay Safe
QR codes make everyday tasks faster and more convenient, but they’re also becoming a favorite tool for scammers. Learn how fake QR codes work, where you’re most likely to encounter them, simple ways to protect yourself, and what to do if you think you’ve scanned a fraudulent code.
The Hidden Cost of Inflation in Retirement
Inflation may not create an immediate crisis, but over a long retirement, it can quietly erode purchasing power, increase withdrawal needs, and place added pressure on retirement income sources. This article explains why inflation should remain an important part of retirement planning.
Employer Beliefs May Not Match Worker Reality
Workplace realities may look different for today’s employees than many employers realize.
Think 529 Plans Are Just for College? Think Again.
529 plans now cover far more than college tuition, including K–12 schooling, apprenticeships, trade programs, and more.
How to Use Your 529 Plan to Pay for Studying Abroad
Studying abroad may be more affordable than many families realize. Learn how 529 plans can help cover eligible international education expenses.
How to Protect Yourself Against Grandparent Scams
Grandparent scams are becoming more convincing and harder to spot. Learn warning signs, prevention tips, and how EKS helps protect sensitive information.
Becoming Wealthy with a Modest Salary Is Possible
Anne Scheiber never earned a high salary, inherited wealth, or owned real estate. Yet through patience, discipline, and decades of steady investing, she left behind a $22 million fortune. Her story is a powerful reminder that wealth is often built quietly over time.
The Real Cost of Loving a Pet (and How to Be Ready for It)
Pets are family, but their care can come with unexpected costs. This article explores how pet insurance works, what it covers, and when it may (or may not) make financial sense.
Understanding Extended Care
Extended care can include in-home support, assisted living, skilled nursing care, and other services that may become necessary with age, illness, or disability. This article explains what extended care is, what it may cost, and how to plan for the expense.
First Year of Retirement: What to Expect
The first year of retirement is a major transition—financially, emotionally, and day-to-day. From creating a reliable income strategy to building new routines and finding purpose, learn what to expect and how to navigate the changes with confidence.
April Tax Deadlines Are Almost Here
Here are a few important tax deadlines that are coming up quickly. There’s still time to take advantage of a few planning opportunities.
How 2026 RMDs Can Affect Your Taxable Income
A higher 2026 RMD could mean higher taxable income. Here’s why that may happen and what to review now to avoid surprises later.