Anne Scheiber never earned a high salary, inherited wealth, or owned real estate. Yet through patience, discipline, and decades of steady investing, she left behind a $22 million fortune. Her story is a powerful reminder that wealth is often built quietly over time.
Latest Insights Article
The Real Cost of Loving a Pet (and How to Be Ready for It)
Pets are family, but their care can come with unexpected costs. This article explores how pet insurance works, what it covers, and when it may (or may not) make financial sense.
Understanding Extended Care
Extended care can include in-home support, assisted living, skilled nursing care, and other services that may become necessary with age, illness, or disability. This article explains what extended care is, what it may cost, and how to plan for the expense.
First Year of Retirement: What to Expect
The first year of retirement is a major transition—financially, emotionally, and day-to-day. From creating a reliable income strategy to building new routines and finding purpose, learn what to expect and how to navigate the changes with confidence.
Celebrate Earth Day with a Simple Step Toward Security and Sustainability
Earth Day is a great reminder that small actions can make a big impact. This year, we’re making it easy to protect your personal information while supporting the environment.
Celebrating National Pet Day (and the Pets Who Make Life Better)
National Pet Day is a chance to pause and appreciate the pets who bring so much joy, comfort, and companionship into our lives. Whether it’s an extra walk, a favorite treat, or simply more time together, it’s the perfect reminder to celebrate your pets, and remember those who are still waiting for their forever homes. Meet the ones who make our lives a little brighter! 🐾
April Tax Deadlines Are Almost Here
Here are a few important tax deadlines that are coming up quickly. There’s still time to take advantage of a few planning opportunities.
How 2026 RMDs Can Affect Your Taxable Income
A higher 2026 RMD could mean higher taxable income. Here’s why that may happen and what to review now to avoid surprises later.
Equal vs. Equitable Estate Planning: How to Divide Your Assets Fairly
Equal isn’t always fair, and fair isn’t always equal. Learn how to approach dividing your estate among heirs based on your family’s unique needs.
2025 IRA Contribution Deadline: There’s Still Time to Fund Your IRA
You may still be able to fund a 2025 IRA. Learn the deadlines, contribution rules, and planning considerations.
A New Tax Election Could Put $1,000 in Your Child’s Name
If you welcomed a child in 2025, a new tax election may allow you to secure a $1,000 federal seed contribution in your child’s name through the newly introduced Trump Account pilot program. While the incentive is appealing, the structure, tax treatment, and long-term implications deserve careful consideration. Here’s what parents need to know before making the election.
Howard Hook Speaks at Temple Emeth’s 2025 “Life Hacks” Series on Investing in Independence
Howard Hook recently spoke at Temple Emeth in Teaneck as part of the 2025 Life Hacks lecture series, sharing practical retirement planning strategies and strategic approaches to charitable giving that help families preserve independence while making a meaningful impact.
When Two Incomes Become One: The Hidden Costs of Losing a Spouse
Losing a spouse is emotionally devastating and financially complicated. When two incomes become one, Social Security benefits may fall, tax brackets shrink, and Medicare costs can rise. This article explores the “widow’s penalty” and outlines proactive planning strategies that can help protect long-term retirement security.