What You Can Expect
When you partner with EKS Associates, you can expect to receive:
- Unlimited access to senior wealth advisors who know you and what you want
- Independent advice, free of conflict and focused on what is good for you
- Comprehensive planning that addresses your big picture
- Peace of mind that you can be financially independent throughout your life
Don’t let the fear of the unknown stop you from planning your future today.
Comprehensive Financial Planning Designed for Financial Independence
Financial independence means different things to different people. We define financial independence as having the freedom to do what you want, when you want, without worrying that it will negatively impact your financial future.
The comprehensive financial plans we develop do precisely that.
We Begin By Learning About You
The first face-to-face meeting is called the Data Gathering Meeting and typically lasts two hours. This is a conversation about you. Tell us your goals – what you want, as well as what you need. Share your philosophies about money and investments, and how your past experiences may have influenced you.
To make this meeting as productive as possible, we created the EKS Fact Finder that you can complete before you come in. The Fact Finder helps you organize your documents and provides us with a foundation to begin your plan.
We review the Fact Finder with you to ensure we have everything we need to create a strategy that will help you succeed.
Understanding your big picture is important to us. At this meeting, we listen far more than we talk.
Financial Plan Delivery Meeting
The second in-person meeting is the Financial Plan Delivery. This is scheduled approximately eight weeks after the Data Gathering Meeting and typically lasts about two hours.
Here, we review the comprehensive financial plan in detail, including your current position and our recommendations. We explain how each of the areas we address (e.g., retirement planning, investment management, tax planning, and more) ties into your bigger financial picture. The meeting does not end until you feel comfortable and your questions have been answered.
Inevitably, clients think of questions after the Financial Plan Delivery Meeting has ended. We expect this and welcome your questions. That is why we schedule a follow-up phone call to review your additional thoughts. Once you are comfortable with the recommendations inside your financial plan, we begin implementation.
Ongoing Monitoring and Maintenance
For a financial plan to be truly successful throughout one’s life, the plan and one’s investment portfolio must be monitored, updated, and periodically rebalanced.
Life is fluid. People marry, divorce, have children, and inherit money, among other significant life events. As your circumstances change, so must your financial plan.
After the initial implementation is complete, we remain available to you through our Ongoing Monitoring and Maintenance Plans. This service includes monitoring your plan throughout the year and making updates as needed. We stay in touch with you through scheduled meetings, held face-to-face, as a video conference, or phone call.
There are two options available:
A Retainer Plan includes quarterly meetings as well as active management throughout the year.
A Semi-Annual Update Plan includes two meetings a year.
Learn More About Our Services
The financial plans we develop are comprehensive and designed to help you achieve and maintain financial independence. The plan is driven by your needs and goals.
Request a discovery call today. Share your priorities and concerns with us. We welcome the opportunity to explain our approach. You will clearly see how our fee-only financial planning process can help you achieve your short- and long-term goals.
Recent Insights From Our Advisors
Stay up-to-date on everything that’s happening. Subscribe to our Newsletter today.
Is it Time to Invest in Solar Energy?
Solar energy is gaining in popularity. Here are some things to consider as you determine if solar energy is right for...
Older Adults’ Guide to Income Streams and Money Management in Retirement
Heading into retirement, the last thing you want to worry about is money. It’s essential to understand how you ...
When Do I Have to Take My First IRA Distribution?
It can be confusing to figure out when to begin taking Required Minimum Distributions. Here are some rules to be awar...
NJBEST College Savings Plans May Make College More Affordable
The College Affordability Act may make college more affordable for some. Learn how NJBEST college savings plans can h...
How Best to Fund Cash Needs in Retirement (In Person!)
Learn how to fund your cash needs in retirement. This virtual Princeton Adult School class promises to be informative...
Did You Make a Qualified Charitable Distribution in 2022?
Did you make a Qualified Charitable Distribution in 2022? Keep reading, because how you report it matters....
2023 Market Outlook
Let’s discuss the Market Outlook for 2023....
9 Reasons Not to Join a Gym
Exercise is important, but joining a gym isn’t for everybody. Here are 9 solid reasons why you should not join ...
Congratulations to Our 2023 Five Star Wealth Manager Award Winners
We are pleased to announce that Darren Zagarola, Howard Hook, and Howard Milove have won the 2023 Five Star Wealth Ma...