The annual Medicare Open Enrollment Period for 2023 opens on Saturday, October 15, 2022. For those currently enrolled in Medicare,...
Protection Planning
Seniors Could Score Big Savings on Prescription Drug Costs
Prescription drug costs are about to change - for the better. No matter your political leanings, you or someone in your family will...
Protection Planning, Retirement Planning
Who is IRMAA, and Why Does She Hate Me?
IRMAA. It is a name that strikes fear into the hearts of people approaching age 65. And no, we are not referring to the hurricane...
Insurance 101: Understanding the Importance of Umbrella Liability Coverage
Accidents happen. That’s a fact of life. One of the most important parts of a financial plan is ensuring the protection of your nest...
Open Enrollment for Affordable Care Has Begun
Open enrollment for the Federal Health Insurance Marketplace Exchange has begun. The 2022 Open Enrollment Period runs from Monday,...
How to Appeal a Medicare Denial
Have you been sick or injured? Adding insult to the injury, your claim may have been denied by Medicare or your private insurance...
Deciphering the Many Medicare Plan Options
Have you ever felt like you need a Ph.D. to figure out your Medicare options? You’re an intelligent person. You have successfully...
Estate planning, Protection Planning
Permanent Life Insurance is Again a Crucial Part of Wealth Protection
The events of the past several years have made life insurance a key tool for wealth planning once again. The American Taxpayer Relief...
How the Auto and Liability Insurances You Select Can Impact Your Financial Plan
This article is the second in a two-part series that discusses the importance of Property and Casualty (P&C) Insurance as it...
Property and Casualty Insurance: An often-overlooked part of one’s financial plan
Property and Casualty (P&C) insurance dates back to the 1600s, when individuals insured their ships and cargo before overseas...
When Can Medicare Part D be Opted Out of?
Medicare can be complicated. A reader of the New York Post's "Dear John" column asked: Can Medicare Part D be opted out of? The New...
A New Tool to Save Money on Prescriptions: Your Pharmacist
The cost of prescription drugs continues to rise at a faster rate than overall inflation, especially for seniors. Now, consumers have...