December is the most charitable month of the year—and for good reason. The holidays inspire gratitude, community, and a natural desire to give back. In this article, we explore why this season drives generosity, how charities maximize year-end giving, common scams to watch for, and ways to make your contributions more strategic and tax-smart.
Latest Insights Article
Prepaying Your State Income Taxes in December May Reduce Your Federal Taxes
New changes to the SALT deduction rules reopen a once-popular year-end planning strategy. Learn when prepaying your Q4 state estimated tax in December may help reduce your federal tax bill, and when waiting could be wiser.
Beware of Holiday Shopping Scams
Holiday shopping brings great deals—but also a rise in scams. Criminals are using AI to create realistic websites, ads, and emails. Here’s how to protect yourself and shop safely this season.
EKS Proudly Supports the Fund for Women and Girls
EKS Associates is proud to support the Fund for Women and Girls, one of the many Grant and Scholarship Programs run by the Princeton Area Community Foundation.
Howard Hook Featured in ‘Ask NJ Money Help’ Tax Planning Q&A
A reader recently submitted a question to the ‘Ask NJ Money Help’ column asking how to lower their daughter’s taxes. Howard Hook was invited to weigh in. His response breaks down the difference between tax liability and tax withholding, and offers practical guidance families can use. Read the full Q&A on NJMoneyHelp.com.
Howard Hook and Darren Zagarola Offer New Course on Roth IRAs
The seminar, “Demystifying the Roth IRA,” breaks down how Roth IRAs work and why they may be a smart move for your retirement strategy.
Medicare Supplement Insurance (Medigap): Do You Need It?
Medicare offers a strong foundation, but it doesn’t cover everything. Medigap can help fill those coverage gaps by reducing unpredictable medical bills and providing more financial stability in retirement. Learn how Medigap works, what it covers, and how to choose the right plan for your needs.
How to Spot Financial Scams Before You Fall Victim
With scam tactics evolving fast in 2025, now is the time to sharpen your radar. This article walks you through the red flags of today’s financial frauds and practical steps you can take to stay ahead.
Understanding the Real Costs of Medicare
Many retirees are surprised to discover that Medicare isn’t free. Each part—A, B, C, and D—comes with unique premiums, deductibles, and out-of-pocket costs. This article breaks down what you’ll pay and offers smart ways to plan for these expenses in retirement.
IRMAA Demystified: What High-Income Retirees Need to Know in 2025
IRMAA can raise your Medicare costs if you’re a high-income retiree. Here’s what to know for 2025 and how to plan ahead wisely.
Medicare 101: What You Need to Know Before You Enroll
Medicare is one of the biggest transitions in retirement. Whether you’re turning 65 or still working, this guide explains what each part covers, how to enroll, and how to avoid common mistakes that can impact your financial plan.
Medicare Open Enrollment Is Coming: An Overview
Medicare Open Enrollment runs from October 15 to December 7. Learn what changes you can make, who should review their plans, and how your choices fit into your overall financial plan. Our advisors explain what you need to know — and what’s coming next in our Medicare Education Series.
Patience Pays: What Market History Teaches Us About Staying the Course
When markets dip, it’s easy to panic. But history shows that downturns are temporary and recoveries are powerful. Here’s why staying invested is often the best path to long-term success.