A Reader of Ask NJ Money Help asked:
I take Required Minimum Distributions every year, but I don’t need the money. How can I decide if I should convert the IRA?
The short answer is you could be a candidate for a Roth conversion, but it depends on several issues.
This question and answer originally appeared on NJMoneyHelp.com in the Ask NJ Money Help column. Howard Hook is a recurring contributor.
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