What happens to your HSA after your death depends largely on whether the beneficiary is your spouse, another individual, your estate, or a charity.
Darren Zagarola, CFP®, CPA, PFS
Should Investors Buy Energy Stocks During Times of Global Uncertainty?
Darren Zagarola discusses energy investing, geopolitical headlines, and the importance of staying focused on long-term planning.
How to Use Your 529 Plan to Pay for Studying Abroad
Studying abroad may be more affordable than many families realize. Learn how 529 plans can help cover eligible international education expenses.
Darren Zagarola Featured by eMoney on Helping Clients Redefine Wealth
Darren Zagarola was invited by eMoney to discuss why understanding a client’s personal definition of wealth can lead to more meaningful financial planning.
Will I Have to Pay the Exit Tax When I Sell My Home?
Selling your home and leaving New Jersey? Darren Zagarola explains what you need to know about the so-called exit tax.
Mea Culpa!
Think retirement is boring? Think again. Here’s what I learned after spending one week in Florida (and how it may impact my advice going forward).
The Rules of Personal Record Retention
Personal record retention is always a hot topic as individuals seek to downsize their homes or simply need to purge a closet. There are certain types of documents that need to be saved, and this article outlines the specifics.
I’m 52 With $2 Million in Retirement Savings. What Should I Do Next?
Having $2 million saved is a milestone, but the next steps depend on your retirement goals and tax strategy.
How Rising Interest Rates are Impacting Pension Decisions
If you’re lucky enough to have a pension, you have some decisions to make. Will you take monthly payments or a lump sum? If the latter, when to take it is crucial to maintaining its value.
Should You Take Your RMD Early When the Stock Market Is Down?
A down market can make RMD decisions more complicated. Darren Zagarola explains the factors retirees should consider when deciding on the date of their withdrawal.
Will Inflation Make My Social Security Benefit Worth More?
Rising prices can put pressure on retirement budgets. Learn how inflation impacts Social Security benefits and why annual adjustments may help.
Our Kid Isn’t Going to College. What About Our 529 Plan?
A child’s decision not to attend college doesn’t necessarily mean education savings are wasted. Darren Zagarola discusses several options available to families with unused 529 plan funds.