We have been alerted that there is an active phishing text campaign in which clients receive a text message from an international...
EKS Associates
Charitable Gift Giving: Opportunities and Scams
The flood of political emails and solicitations has slowed since the election ended. Now, the calls for charitable gifts are moving...
Inflation, Deflation, and Disinflation
“If inflation has decreased over the last few years, why haven’t my expenses?” We are often asked this question, whether in meetings...
Seizing Control of Your Retirement: Monthly Pension vs. Lump Sum
As the year draws to a close, many people reflect on their financial future. The end of the calendar year tends to be a popular time...
Social Security Announces 2.5% COLA Increase for 2025 Amid Cooling Inflation
The Social Security Administration (SSA) announced a 2.5% Cost of Living Adjustment (COLA) for 2025, effective January 1, marking a...
Medicare Open Enrollment: It’s Time To Review Your Healthcare Coverage
The annual Medicare Open Enrollment Period for 2025 opened on October 15, 2024. This is the time to change your plan for those...
When can Medicare Part D be opted out of?
In the "Dear John" column of the New York Post, a reader asked, "Can Medicare Part D be opted out of?" The Answer: For all Medicare...
More Americans Are Working Beyond Retirement Age. Should You?
Paul Butler worked as a dentist for 43 years before retiring three years ago at age 69. He was done filling teeth but quickly found...
Cybersecurity Awareness Month: Protecting Your Financial Security
As we observe Cybersecurity Awareness Month this October, it's essential to recognize the interconnectedness of cybersecurity and...
Fed Cuts Rates: Implications for the Economy, Stock Market, and Bond Market
On Wednesday, September 18, the Federal Reserve, the central bank of the United States, announced it was cutting the Federal funds...
Soaring Homeowner’s Insurance: Forcing Tough Choices
The cost of homeowner’s insurance is going through the roof. Premiums have soared in recent years, but it’s not the same type of...
Seniors Carry More Debt Into Retirement
A growing number of seniors are heading into retirement with debts they still need to pay off. Experts say that can represent a...