Howard Hook was featured in NJMoneyHelp explaining why Roth IRA conversions can create tax confusion, including how taxable income and withholding may factor into the decision.
Howard Hook, CFP®, CPA, CAP®
Can You Keep an SSI Payment After a Loved One Passes Away?
Can a sibling keep an SSI disability payment after a loved one dies? In this NJMoneyHelp article, Howard Hook explains when benefits end, what payments must be returned, and who may qualify for survivor benefits.
How Can You Protect a Money Gift from a Spendthrift’s Bad Habits?
Can you place restrictions on a financial gift to help prevent it from being spent irresponsibly? In this article, Howard Hook discusses trusts, gifting strategies, and the factors families should consider when transferring wealth to future generations.
Five Things You Need to Do as You Approach Retirement
As you near milestone dates, you may find yourself thinking about retirement. In addition to thinking about it, you should take some action. Here are five things you need to do as you approach retirement.
When Do I Have to Take My First IRA Distribution?
It can be confusing to figure out when to begin taking Required Minimum Distributions. Here are some rules to be aware of.
Did You Make a Qualified Charitable Distribution in 2022?
Did you make a Qualified Charitable Distribution in 2022? Keep reading, because how you report it matters.
When Do You Have to Take Your First IRA Distribution?
Recent changes increased the age for Required Minimum Distributions, leaving many retirees wondering when withdrawals must begin. In this NJMoneyHelp article, Howard Hook explains the updated rules, calculation methods, and important RMD deadlines.
Should You Move a Grandparent-Owned 529 Plan to a Custodial Account?
Should a grandparent-owned 529 plan be moved to a custodial account? In this NJ Money Help article, Howard Hook discusses how ownership can affect account control and financial aid calculations under the FAFSA rules.
Will Required Minimum Distributions Be Based on Your Age or Your Spouse’s?
Does your spouse’s age affect when you must begin taking Required Minimum Distributions? In this NJ Money Help article, Howard Hook explains the factors that determine RMD timing and how a spouse’s age may influence the calculation.
I’m Going to Retire. What’s the Best Strategy to Have Enough Income?
How should you position your investments before retirement? In this NJMoneyHelp article, Howard Hook explains several factors that can influence retirement income, including portfolio withdrawals, taxes, cash reserves, and Social Security timing.
Buying Individual Stocks is a Dangerous Game
Buying stocks is tempting when the stock market goes up, but it can be a dangerous way to invest. See how stock picking compares to strategic investing.
Now May Be The Right Time For Tax-Loss Selling
Tax-loss selling is a financial planning strategy used to help investors reduce their capital gains tax liability. Learn how it works and why it’s so beneficial.