529 plans now cover far more than college tuition, including K–12 schooling, apprenticeships, trade programs, and more.
Latest Insights Article
When Two Incomes Become One: The Hidden Costs of Losing a Spouse
Losing a spouse is emotionally devastating and financially complicated. When two incomes become one, Social Security benefits may fall, tax brackets shrink, and Medicare costs can rise. This article explores the “widow’s penalty” and outlines proactive planning strategies that can help protect long-term retirement security.
Start 2026 Strong: IRA Deadlines You Can’t Afford to Miss
The first half of the year isn’t just about filing last year’s tax return. From IRA contributions and QCDs to Roth conversions and tax extension rules, here are the key 2026 deadlines to keep on your radar.
Seven Small Updates That Could Make a Big Difference
Each year brings small but meaningful changes that can impact how we save, spend, travel, and plan for retirement. Here are seven practical updates worth knowing now.
Happening Now: Medicare Advantage Open Enrollment
Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Our latest Medicare article outlines how to ensure your coverage still fits your needs, the real costs of Medicare, what high-income retirees need to know, and when Medigap insurance might be worth considering.
Celebrate Financial Wellness Month with Practical Strategies for Success
January is Financial Wellness Month, and the perfect moment to reflect on your financial goals and plan with purpose. In our latest article, we share practical insights on everything from how to set achievable financial goals to planning for a secure retirement.
Executor vs. Trustee: What’s the Difference and Why It Matters
What’s the difference between an Executor and a Trustee — and why does it matter? This article explains the roles, responsibilities, and how to choose wisely.
Why December Inspires Giving and How to Maximize Your Impact
December is the most charitable month of the year—and for good reason. The holidays inspire gratitude, community, and a natural desire to give back. In this article, we explore why this season drives generosity, how charities maximize year-end giving, common scams to watch for, and ways to make your contributions more strategic and tax-smart.
Prepaying Your State Income Taxes in December May Reduce Your Federal Taxes
New changes to the SALT deduction rules reopen a once-popular year-end planning strategy. Learn when prepaying your Q4 state estimated tax in December may help reduce your federal tax bill, and when waiting could be wiser.
Beware of Holiday Shopping Scams
Holiday shopping brings great deals—but also a rise in scams. Criminals are using AI to create realistic websites, ads, and emails. Here’s how to protect yourself and shop safely this season.
Medicare Supplement Insurance (Medigap): Do You Need It?
Medicare offers a strong foundation, but it doesn’t cover everything. Medigap can help fill those coverage gaps by reducing unpredictable medical bills and providing more financial stability in retirement. Learn how Medigap works, what it covers, and how to choose the right plan for your needs.
How to Spot Financial Scams Before You Fall Victim
With scam tactics evolving fast in 2025, now is the time to sharpen your radar. This article walks you through the red flags of today’s financial frauds and practical steps you can take to stay ahead.
Understanding the Real Costs of Medicare
Many retirees are surprised to discover that Medicare isn’t free. Each part—A, B, C, and D—comes with unique premiums, deductibles, and out-of-pocket costs. This article breaks down what you’ll pay and offers smart ways to plan for these expenses in retirement.