When most people think about wealth, they picture numbers on a bank statement. But according to fee-only financial planner Darren Zagarola, true wealth is about something much bigger—freedom, purpose, and living life on your own terms. In this candid conversation, Darren shares how redefining wealth can change not just your finances, but your future.
Latest Insights Article
Giving to Charity This Holiday Season? Why the New Tax Plan Changes Everything.
About 12% of charitable giving happens in the last three days of the year. But under the new tax plan, many taxpayers won’t be able to deduct their donations. Howard Hook contributed to this article, outlining the new rules, explaining who can itemize, and reviewing some useful strategies.
Rules if You Inherit an Inherited IRA
How is the RMD of an inherited IRA calculated if that IRA was already also an inherited IRA? Read Howard’s answer.
The IRS Tax Withholding Tables May Be Inaccurate. Here’s What You Need to Know.
Due to the many changes the recently passed Tax Cuts and Jobs Act made to how taxable income is derived, many taxpayers may be more under-withheld than normal. Find out what you can do about it.
Three Changes to Retirement Accounts You Should be Aware of
Lost in all the tax changes that went into effect this year were several changes made to IRA and Roth IRA accounts that bear mentioning. Read about them here.
What to do in the Face of Volatility
Volatility in the stock market has returned. Here’s some advice.
Change Can Be Good; But Not All Things Can Be Replaced.
The concept of “creative destruction” refers to new industries sprouting up to take the place of old industries. But throughout the destruction and eventual creation of these industries – including the financial industry – lies real people.
Tips for Preventing Fraud: A Checklist
Cybercrime and fraud are serious threats and constant vigilance is key. This checklist summarizes common cyber fraud tactics, best practices for protecting yourself, and actions to take if you suspect that your personal information has been compromised.
The Importance of Having a Will
Nearly 60% of U.S. adults do not have a will. The three most common reasons include “we can’t agree on a guaradian/executor,” “none of my assets are taxable,” and “I don’t have enough assets to leave to anyone.” This article addresses the last two myths.