The Great American Wealth Transfer is under way. Baby boomers expect to transfer more than $30 trillion to their heirs over the next...
Financial Planning
Cash is King
"Now you know why we always want a certain allocation to cash in your portfolio." This is the phrase advisors wish to say to clients...
11 Common Money Mistakes People Make in Retirement (UPDATED)
Retirement is supposed to be a chapter in one’s life that is full of joy. You finally have time to do the things you’ve always wanted...
10 Common Money Mistakes People Make in Their 50s
Once you enter your 50s, you are officially closer to retirement than the age when you started working. Retirement ceases to be a...
10 Common Money Mistakes People Make in Their 40s
Your 40s are the time to become more serious about your financial plan. You have been working hard to accumulate assets and grow your...
11 Common Money Mistakes People Make in Their 30s
How you handle money and make financial decisions can impact you and your loved ones in many ways. It is essential to develop good...
9 Common Money Mistakes People Make in Their 20s
How you save money, spend money, and make financial decisions can impact you and your loved ones in many ways. It's important to...
Resolutions or Goals? Here are 7 Ideas to Jumpstart Your Year.
By the time you read this article, 75% of people will have already given up their New Year’s resolutions. The main reason for this is...
How to Plan After a Financial Windfall
Almost all of us have had that daydream: what would I do with a big lottery payout? Even if you never buy a lottery ticket, you've...
Using Inherited Stocks to Pay for a Wedding
A reader of Ask NJ Money Help asked: I have stocks that I inherited from my father 10 years ago. He purchased them decades before and...
Are Health Savings Accounts Right for You?
A Health Savings Account (HSA) is a tax-advantaged personal medical savings account that can be used for qualified healthcare...
Have a Financial Plan B in Place in Case the Unthinkable Happens
If I asked you to write down the number of bank accounts, brokerage accounts, debit cards, and credit cards you have on a piece of...