Navigating Medicare and the related cost structures can feel overwhelming. Each part – A, B, C, and D – comes with its own premiums,...
Protection Planning
IRMAA Demystified: What High-Income Retirees Need to Know in 2025
When you’re approaching or already on the journey of Medicare, one acronym many people dread is IRMAA — short for Income-Related...
Medicare 101: What You Need to Know Before You Enroll
Medicare Matters Now More Than Ever Every day, roughly 11,000 Americans turn 65, and with this milestone comes one of the biggest...
Medicare Open Enrollment Is Coming: An Overview
It’s That Time of Year Again: Medicare Open Enrollment Begins Soon! If you’re on Medicare, October is an important month to mark on...
Auto Insurance Rates Are Soaring, But You Can Limit the Damage
Sticker shock no longer means just to the cost of a new car. It also applies to sharply higher car insurance premiums. If you have...
Medicare Open Enrollment: It’s Time To Review Your Healthcare Coverage
The annual Medicare Open Enrollment Period for 2025 opened on October 15, 2024. This is the time to change your plan for those...
When can Medicare Part D be opted out of?
In the "Dear John" column of the New York Post, a reader asked, "Can Medicare Part D be opted out of?" The Answer: For all Medicare...
Soaring Homeowner’s Insurance: Forcing Tough Choices
The cost of homeowner’s insurance is going through the roof. Premiums have soared in recent years, but it’s not the same type of...
Seniors Could Score Big Savings on Prescription Drug Costs
Prescription drug costs are about to change - for the better. No matter your political leanings, you or someone in your family will...
Who is IRMAA, and Why Does She Hate Me?
IRMAA. It is a name that strikes fear into the hearts of people approaching age 65. And no, we are not referring to the hurricane...
Insurance 101: Understanding the Importance of Umbrella Liability Coverage
Accidents happen. That’s a fact of life. One of the most important parts of a financial plan is ensuring the protection of your nest...
Open Enrollment for Affordable Care Has Begun
Open enrollment for the Federal Health Insurance Marketplace Exchange has begun. The 2022 Open Enrollment Period runs from Monday,...