Howard Milove, CPA, PFS

"There's a certain point with every client when you can see the look of relief on their face. They grasp that their plan is right for them, it's doable, and it will help get them where they want to be. They feel like they finally have a direction, and I'm happy to be able to give them that."

Howard Milove is a principal and senior wealth advisor with EKS Associates (as well as its affiliate, Access Wealth). A Certified Public Accountant and Personal Financial Specialist, he has more than 2 years of experience in the fields of financial planning and asset portfolio management.

Howard’s client base is diverse and his hands-on style is evident the moment you meet him. He works closely with small business owners and young professionals, as well as individuals planning for – or already in – retirement. Every financial plan is tailored to meet their needs, taking into account one’s life goals, as well as cash flow needs, risk tolerance, and time horizon.

Recognized as a 2024 FIVE STAR Wealth Manager for the sixth year in a row (2019, 2020, 2021, 2022, 2023, and 2024), Howard has appeared in The New York Times, The Wall Street Journal, Accounting Today, and The Star-Ledger. He is a regular contributor to and authors articles for the firm’s blog. He also has taught “Investment ABCs” at  Princeton Adult School and “Financial Strategies for Successful Retirement” at Fairleigh Dickinson University and Bergen Community College.

Howard’s prior experience includes holding positions at a prominent New York City accounting firm, as well as one of the largest financial institutions in the country.

Professional Associations

  • Financial Planning Association
  • New Jersey Society of Certified Public Accountants
  • New York State Society of Certified Public Accountants
  • American Institute of Certified Public Accountants


  • Bachelor of Science degree in Accounting from Syracuse University
  • Personal Financial Specialist (PFS) designation, granted to CPAs who meet stringent requirements of the American Institute of Certified Public Accountants (AICPA)
EKS - Howard Milove
Howard Milove, CPA, PFS
Principal and Senior Wealth Advisor

Learn More About Our Services

The financial plans we develop are comprehensive and designed to help you achieve and maintain financial independence. The plan is driven by your needs and goals.

Request a discovery call today. Share your priorities and concerns with us. We welcome the opportunity to explain our approach. You will clearly see how our fee-only financial planning process can help you achieve your short- and long-term goals.

Let's get started.

Fill out the form below and we'll be in touch.

I'm interested in...
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Subscribe to the EKS Newsletter
This field is for validation purposes and should be left unchanged.