How Long Does a Merchant Have to Charge My Credit Card?

You make a purchase at a store, swipe your credit card, and sign the receipt. But then you notice that the charge doesn't appear on your credit card statement - ever. How long does the merchant have to charge you?

You make a purchase at a store, swipe your credit card, and sign the receipt. But then you notice that the charge doesn’t appear on your credit card statement – ever.

So what do you do? It may feel good to have gotten something for free, but how long does the merchant have to charge your credit card after a purchase has been made? Most of us probably wouldn’t appreciate a “surprise” charge months or years down the road.

This question was asked by a reader of NJMoneyHelp.com, and Howard Hook provided some insight.

Read Howard’s answer on the NJMoneyHelp.com: How Long Does a Merchant Have to Charge My Credit Card?

You May Also Like

The Art of Text Etiquette in Personal and Business Relationships

The Art of Text Etiquette in Personal and Business Relationships

In an era where texting has become a primary mode of communication, understanding text etiquette is crucial for maintaining strong personal and professional relationships. How we craft and send messages can influence how we are perceived, impact relationships, and even determine professional opportunities. While texting offers convenience, it also requires careful consideration to ensure clarity, professionalism, and respect.