FICO (originally called Fair Isaac Corporation) is the company that created the nation’s largest credit scoring system. They are...
Miscellaneous Insights
The Rules of Personal Record Retention
Recently, my wife and I were putting away our holiday decorations. As I followed her to the attic (via the office) with a large...
Avoid Fraud in 2020 by Writing the Complete Date
As if it’s not hard enough to remember to write 2020 and not 2019 on your checks, now authorities are warning about a new scam...
How Long Does a Merchant Have to Charge My Credit Card?
You make a purchase at a store, swipe your credit card, and sign the receipt. But then you notice that the charge doesn't appear on...
How to Protect Yourself in a Dangerous Digital World
We are constantly being bombarded by news of a major security breach that puts our sensitive personal information in jeopardy....
Seniors Lack Awareness of Common Financial Scams
October is National Cybersecurity Awareness Month AIG Life & Retirement conducted a survey as part of its "Plan for 100"...
Can I Appeal My Homestead Rebate Application?
This article originally appeared on NJMoneyHelp.com in the "Ask NJ Money Help" column. I've been retired since I turned 62. I no...
Will I Get My Homestead Rebate After Moving?
This article originally appeared on NJMoneyHelp.com in the "Ask NJ Money Help" column. I lived in Ringwood until January of 2017 and...
Credit Freezes: Are they right for you?
It was more than a year ago that news headlines blared reports that the personal information of nearly half of the U.S. population...
Change Can Be Good; But Not All Things Can Be Replaced.
The Austrian economist, Joseph Schumpeter, is most commonly known for his concept of “creative destruction,” which to paraphrase very...
Tips for Preventing Fraud: A Checklist
Cybercrime and fraud are serious threats and constant vigilance is key. While EKS Associates plays an important role in helping...