A growing number of seniors are heading into retirement with debts they still need to pay off. Experts say that can represent a...
Retirement Planning
Millennials Financial Struggles…And Successes
Millennials often get a bad rap from older generations as self-centered, entitled, and financially irresponsible.- This generation,...
Is Downsizing Your Home the Right Move?
There are many important decisions to make as people near retirement or consider what kind of life they want in their senior years....
Mea Culpa!
Mea Culpa is Latin for “through my fault,” or in more common lexicon, “I am sorry.” Let this story be my Mea Culpa to you, our...
Retirement Planning, Tax Planning
Navigating Tax Payments in Retirement: Estimated Taxes and Alternatives
Retirement brings a multitude of changes, including adjustments to your tax obligations. While the traditional income tax system...
Should You Carry a Mortgage into Retirement?
As many of us approach retirement, one of the key financial questions homeowners face is: should you pay off your mortgage before...
Does the 4% Rule Still Work?
If you know only one basic strategy for spending down your savings in retirement, it’s probably the 4% rule. It was developed 40...
Confusion Reigns Over New RMD Rules. We Have the Answers.
This is a good news, bad news story about your retirement accounts. The bad news is it's complicated, and recent changes to RMD rules...
How Much Do You Need to Retire with Confidence?
Do you have a "magic number" that will allow you to retire with confidence? Is $1 million enough? How about $2.5 million? Or do you...
Will Social Security Be There When You Need It?
This past August was the 88th anniversary of the Social Security Act, passed by Franklin D. Roosevelt as part of the New Deal...
Are You Confident About a Financially Secure Retirement?
There’s good news and bad news on the retirement front. The good news: Nearly two-thirds of workers and retirees are confident that...
Five Things You Need to Do as You Approach Retirement
For most of us, the thought of retirement is something that comes to mind as we get closer to milestone dates, such as your 65th...