Navigating Medicare and the related cost structures can feel overwhelming. Each part – A, B, C, and D – comes with its own premiums,...
Retirement Planning
IRMAA Demystified: What High-Income Retirees Need to Know in 2025
When you’re approaching or already on the journey of Medicare, one acronym many people dread is IRMAA — short for Income-Related...
Medicare 101: What You Need to Know Before You Enroll
Medicare Matters Now More Than Ever Every day, roughly 11,000 Americans turn 65, and with this milestone comes one of the biggest...
Medicare Open Enrollment Is Coming: An Overview
It’s That Time of Year Again: Medicare Open Enrollment Begins Soon! If you’re on Medicare, October is an important month to mark on...
Using QCDs to Reduce Taxes and Support Charities in Retirement
What if you could lower your tax bill and make a difference in the world at the same time? That’s exactly what a Qualified Charitable...
90 Years of Social Security: What It Means for You Today
On August 14, we marked the 90th anniversary of Social Security—one of the most significant programs in American history. Signed into...
Redefining Wealth: How to Create a Life You Love in Retirement
A Conversation with Fee-Only Certified Financial Planner, Darren Zagarola, about creating a life you love in retirement Alicia:...
Important Birthdays Over 50
Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to...
Aging in Place
The chances are that you've made plans over the years to buy a house, send the kids to college, and retire "comfortably." However,...
Retirement Savings Win Out Over College Accounts
You are undoubtedly familiar with the airplane flight attendant's warning about putting on your own oxygen mask in the event of a...
Beyond the Beach: 5 Overlooked Steps Retirees Should Take Now
Are you enjoying the fruits of your labor? Retirement can be a wonderful chapter, but ensuring your financial house is not just in...
Seizing Control of Your Retirement: Monthly Pension vs. Lump Sum
As the year draws to a close, many people reflect on their financial future. The end of the calendar year tends to be a popular time...