IRMAA. It is a name that strikes fear into the hearts of people approaching age 65. And no, we are not referring to the hurricane...
Retirement Planning
Why Now May be a Good Time for Roth IRA Conversions
The saying goes, “Every dark cloud has a silver lining.” The current dark cloud over the stock market is no different. As we...
With Workers in Short Supply, Many Seniors Are Unretiring
During the pandemic, millions of seniors left the workforce. They were scared off by the spread of COVID, needed to care for...
How to Plan and Retire with Confidence
There are so many things to think about and consider when folks retire; after all, retirement is a major life-changing event - not...
Can I Retire?
One of the most common questions we receive from clients is, "Can I (we) retire?" We typically look first to a retirement cash flow...
New Life Expectancy Tables Impact RMDs in 2022
The IRS has adjusted the Life Expectancy Tables used by participants and beneficiaries of retirement plans. These changes impact...
Retirement Planning Takes More Than Money
Earlier this month, we focused on some financial pitfalls that can derail your retirement. This week, we look at some of the...
How To Avoid Pitfalls that Can Mar Your Retirement
After a lifetime of hard work, you are entitled to the retirement of your dreams. Don’t screw it up! Many people fail to lay the...
Financial Planning, Retirement Planning
COLA Increase Announced for Social Security
On October 13, 2021, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 5.9...
‘Gap Retirements’ Divide Baby Boomer Couples
The retirement income levels for American are improving moderately but steadily from last year, according to data from the Employee...
Important Things to Know When Couples Plan for Retirement
Much has been written about the financial concerns couples face when they are about to retire. However, one of the most overlooked...
Investing, Retirement Planning
3 Actions That Help You Reap Big Rewards on Your 401(k)
Participating and contributing to a 401(k) plan at work provides you with a significant advantage over someone who is not eligible to...