Prescription drug costs are out of control, and the government is about to help. The Inflation Reduction Act includes provisions giving Medicare the right to negotiate. Here’s how it should help.
Protection Planning
Who is IRMAA, and Why Does She Hate Me?
IRMAA is an unavoidable surcharge that Medicare recipients must pay at some point. Learn when it impacts you, how it’s calculated, and how you may be able to reduce it.
Insurance 101: Understanding the Importance of Umbrella Liability Coverage
Accidents happen. That’s a fact of life. One of the most important parts of a financial plan is ensuring the protection of your nest...
Open Enrollment for Affordable Care Has Begun
If you are not enrolled in an employer-sponsored health plan, you have until December 15 to get coverage for you and your family.
How to Appeal a Medicare Denial
When you’re sick or injured, the last thing you need is for your medical claim to be denied. Here are some tips on how to appeal a Medicare denial.
Deciphering the Many Medicare Plan Options
When it comes time to evaluate the seemingly infinite number of Medicare Plan options, your head may spin. We shed some light on the options.
Permanent Life Insurance is Again a Crucial Part of Wealth Protection
Permanent life insurance is an important part of wealth protection planning. Learn how your policy can impact your retirement planning and more.
How the Auto and Liability Insurances You Select Can Impact Your Financial Plan
Auto insurance and liability coverage are not as boilerplate as you might think. Both come with a variety of options that you need to be aware of. Not having the right coverage can impact your financial independence should an accident occur.
Property and Casualty Insurance: An often-overlooked part of one’s financial plan
P&C Insurance is a very important aspect of a comprehensive financial plan, and often overlooked. Not having it – or enough of it – can impact your financial future should an accident occur. Learn what you should look for inside your Homeowners Insurance.
When Can Medicare Part D be Opted Out of?
Medicare can be complicated. The New York Post asked us to answer this question recently: Can I opt out of Medicare Part D?
A New Tool to Save Money on Prescriptions: Your Pharmacist
The cost of prescription drugs continues to rise at a faster rate than overall inflation, especially for seniors. Now, consumers have a new weapon to control some of that cost: the right to ask your pharmacist for help.