Welcome Princeton Adult School Students
Committed to Teaching.
Committed to Learning.
Committed to You.
The fee-only certified financial planners at EKS Associates have been a part of the Princeton Adult School community for decades. Every semester we teach a variety of financial planning and investing classes. Individually, we sit on various committees and Boards for different organizations. We are committed to giving back to the communities we work and live in, to learning, and to teaching.
How Best to Fund Cash Needs in Retirement
Fall 2025 Semester
Tuesday, October 14, 21, and 28
6:30 – 8:30 p.m.
Location: Princeton High School, 151 Moore Street
Welcome and thank you for joining us this semester! How Best to Fund Cash Needs in Retirement is our most popular class and we are committed to ensuring you get the most from your experience.Â
Most people are taught to save for retirement from an early age. Saving as much as you can in tax-favored accounts has always been sound advice. However, in retirement, you will be faced with more choices and less clear answers.
When do I collect Social Security? What pension option should I select? Which accounts should I use to fund my cash needs?
These questions are hard to answer and can impact the likelihood your money will last throughout retirement. Add in the risk of higher inflation, living longer, and higher income taxes to already confusing choices, and many people are left paralyzed and make the wrong choices. This three-week course will help you navigate through and plan for meeting your cash flow needs during retirement.
While we try to answer all your questions in class, we know things often come to mind once you have left. At any point in time, we invite you to contact us if you’d like to discuss your personal situation further.
Meet Your Instructors
Darren Zagarola, CFP®, CPA, PFS
Howard Hook, CFP®, CPA, CAP®
Recent Insights From Our Advisors
Our advisors are frequently publishing new articles related to all aspects of finance and wealth management.
We want you to stay up to date on everything that’s happening. Subscribe to our Newsletter to ensure that you stay up to date.
Understanding the Real Costs of Medicare
Many retirees are surprised to discover that Medicare isn’t free. Each part—A, B, C, and D—comes with unique pr...
IRMAA Demystified: What High-Income Retirees Need to Know in 2025
IRMAA can raise your Medicare costs if you’re a high-income retiree. Here’s what to know for 2025 and how to plan...
Medicare 101: What You Need to Know Before You Enroll
Medicare is one of the biggest transitions in retirement. Whether you’re turning 65 or still working, this guide ex...
Medicare Open Enrollment Is Coming: An Overview
Medicare Open Enrollment runs from October 15 to December 7. Learn what changes you can make, who should review their...
Patience Pays: What Market History Teaches Us About Staying the Course
When markets dip, it’s easy to panic. But history shows that downturns are temporary and recoveries are powerful. H...
Howard Hook Speaks to Hadassah Members About Charitable Giving Strategies
Fee-only financial planner, Howard Hook, recently spoke at a Hadassah Southern New Jersey virtual event on “Taxes a...
Using QCDs to Reduce Taxes and Support Charities in Retirement
What if you could lower your retirement tax bill and make a lasting difference at the same time? For retirees over ag...
90 Years of Social Security: What It Means for You Today
Social Security has turned 90! For nearly a century, this program has provided a reliable source of income for retire...
Act Now: Federal Energy & EV Tax Credits Expire in 2025
Time is running out to claim valuable clean energy and electric vehicle tax credits. Recent legislation moved the exp...
Phone
Fax
(609) 921-2681
Address
601 Ewing Street, Suite A-7
Princeton, NJ 08540