Welcome Princeton Adult School Students
Committed to Teaching.
Committed to Learning.
Committed to You.
The fee-only certified financial planners at EKS Associates have been a part of the Princeton Adult School community for decades. Every semester we teach a variety of financial planning and investing classes. Individually, we sit on various committees and Boards for different organizations. We are committed to giving back to the communities we work and live in, to learning, and to teaching.
How Best to Fund Cash Needs in Retirement
Spring 2026 Semester
Tuesday, February 10, 17, and 24
6:30 – 8:30 p.m.
Location: Princeton High School, 151 Moore Street
Welcome and thank you for joining us this semester! How Best to Fund Cash Needs in Retirement is our most popular class and we are committed to ensuring you get the most from your experience.
Most people are taught to save for retirement from an early age. Saving as much as you can in tax-favored accounts has always been sound advice. However, in retirement, you will be faced with more choices and less clear answers.
When do I collect Social Security? What pension option should I select? Which accounts should I use to fund my cash needs?
These questions are hard to answer and can impact the likelihood your money will last throughout retirement. Add in the risk of higher inflation, living longer, and higher income taxes to already confusing choices, and many people are left paralyzed and make the wrong choices. This three-week course will help you navigate through and plan for meeting your cash flow needs during retirement.
While we try to answer all your questions in class, we know things often come to mind once you have left. At any point in time, we invite you to contact us if you’d like to discuss your personal situation further.
Meet Your Instructors

Darren Zagarola, CFP®, CPA, PFS

Howard Hook, CFP®, CPA, CAP®
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